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<body><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"> <img src="_borders/VirginiaMilitaryInstitute_blk.gif" alt="VirginiaMilitaryInstitute_blk.gif (775 bytes)" width="377" height="30"><br> <img src="_borders/dept_black.gif" width="297" height="24" alt="dept_black.gif (4357 bytes)"><br> <em><font color="#FF0000"><big><big>COL Karen Gutermuth</big><br> </big><small>Professor of Economics and Business</small></font></em></p> <p> </p> </td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top"> <p>This page uses frames, but your browser doesn't support them. </td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center"> </p> <p align="center"><a href="mailto:gutermuthk@vmi.edu"> <img src="_borders/feedback.gif" alt="feedback.gif (2130 bytes)" border="0" width="58" height="61"></a><a href="http://www.vmi.edu" style="text-decoration: none"><span lang="en-us">                                        </span></a><a target="_blank" href="http://www.vmi.edu"> <img border="0" src="redVMI.gif" width="59" height="28"></a></p> <p align="left"><em><small><small>Last updated on 27 October 2008 </small> </small></em></p> </td></tr></table></body>