EcoGloss -- A Glossary of Terms Used in Economics

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Imperfect competition

All market structures except pure or perfect competition. Imperfect competition includes monopolistic competition, oligopoly, and monopoly.

Implicit contract

An informal agreement between a firm and its customers or between a firm and its employees.

Implicit rental rate

The rent that a firm pays to itself for the use of its own assets.

Imports

Imports are the goods and services that we buy from people in other countries.

In-kind transfers

Transfers to the poor given in the form of goods and services rather than cash.

Incentive regulation scheme

A regulation that gives a firm an incentive to operate efficiently and keep costs under control.

Incentive system

A method of organizing production that uses a market-like mechanism inside the firm.

Income

Revenue earned or received by households that can be used for consumption or saving. For the aggregate economy, earned income is termed national income, while received income is termed personal income. The key is that income for the aggregate economy is generated in the production of goods and services.

Income distribution

The manner in which income is divided among the members of the economy. A perfectly equal income distribution would mean everyone in the country has exactly the same income. The income distribution in the good old U. S. of A., while more equal than most nations of the world, is far from perfectly equal. A certain amount of inequality in the income distribution is to be expected because resources are never equally distributed. Some labor is naturally going to be more productive and thus get more income. The same is true for capital, land, entrepreneurship. However, without government intervention, an unequal distribution of income tends to perpetuate itself. Those who have more income, can invest in additional productive resources, and can add even more to their income.

Income effect

When the price of a good rises, other things remaining the same, the price rises relative to people's incomes. Faced with a higher price and an unchanged income, the quantities demanded of at least some goods and services must be decreased. Normally, the good whose price has increased will be one of the goods bought in a smaller quantity.

Income elasticity of demand

The responsiveness of consumers in the demand for a good (holding the price of that good constant) to a change in income, other things remaining the same. It is measured as the percentage change in the demand divided by the percentage change in income. A negative income elasticity of demand indicates that the good is "inferior". A positive income elasticity of demand indicates that the good is "normal".

Increasing marginal returns

Increasing marginal returns is the tendency for the marginal product of an additional unit of a resource initially to exceed the marginal product of the previous unit of the resource.

Increasing returns to scale

Increasing returns to scale are technological conditions under which a given percentage increase in all the firm's inputs (the long-run) results in the firm's output increasing by a larger percentage. With Increasing returns to scale, the firm's long-run average cost decreases as its output increases.

Indexation

Modifying contracts so that their dollar terms adjust to the inflation rate as measured in an index, such as the consumer price index.

Indifference curve

A line that shows various combinations of two products among which a consumer equal levels of total utility (is indifferent). An indifference curve is generally downward-sloping, with the slope representing the marginal rate of substitution between the two products. If the line is convex to the origin, it indicates diminishing marginal utility in consumption (the usual case). If the line is linear, it indicates constant marginal utility in consumption (a rare, but possible, case). If the line is concave to the origin, it indicates increasing marginal utility in consumption (a very improbable case).

Induced expenditure

Induced expenditure is the sum of the components of aggregate expenditure that varies with real GDP.

Induced taxes

Induced taxes are taxes that vary as real GDP varies.

Industrial union

An organized group of workers who have a variety of skills and job types but work for the same industry. Contrast to craft union.

Inefficiency

In terms of production, the condition where less than the maximum output is produced with given resources and technology. Inefficiency implies the possibility of gains in one area without losses in another.

Inelastic demand

Demand is inelastic when the price elasticity of demand is between 0 and 1; the percentage change in the quantity demanded is less than the percentage change in its price. When demand is inelastic, there is a direct relationship between changes in the price of the good and the total revenue received by the firm.

Infant-industry argument

The infant-industry argument is the argument that protection is necessary to enable an infant industry to grow into a mature industry that can compete in world markets.

Inferior goods

Normal goods are products which exhibit an inverse relationship between changes in income and changes in their demand, holding the price of the product constant. As income increases, there is a decrease in demand for those products which are inferior goods. Note that the name "inferior" implies nothing about the quality or desirability of this type of product -- it is merely a designation which indicates the relationship between changes in income and changes in the demand for the product Products which have a negative income elasticity of demand are inferior goods. Compare to normal goods.

Inflation

Inflation is a process in which the price level is rising and money is losing value.

Inflation rate

The percentage change in the price level from one year to the next.

Inflationary gap

An inflationary gap is the amount by which real GDP exceeds potential GDP. This is caused by actual expenditures in the economy exceeding the full employment level of expenditures.

Information cost

The opportunity cost of economic information--the cost of acquiring information on prices, quantities, and qualities of goods and services and resources.

Insider-outsider theory

Insider-outside theory is a theory of job rationing that says that to be productive, new workers (outsiders) must receive on-the-job training from existing workers (insiders).

Intellectual property rights

Property rights for discoveries owned by the creators of knowledge.

Interest

Interest is the earnings derived through the sale of the resource known as capital. Interest is included in the total costs of the firm and is a source of income for the household. The total interest earned in a nation over the course of a year is included in that nation's gross domestic product (GDP).

Interest rate

The amount received by a lender and paid by a borrower expressed as a percentage of the amount of the loan. This is the cost of borrowing funds and the payment received for lending. Interest rates are generally expressed as an annual percentage of the amount borrowed/loaned. As an example, a 10 percent annual interest rate means that the cost of borrowing $1,000 for one year is $100 ($1000 × .10).

Interest rate effect

The tendency for increases in the price level to increase the demand for money, raise interest rates, and (as a result) reduce total spending and real output in the economy. Increases in the price level are directly related to the demand for money and interest rates and inversely relaed to total spending and real output.

Interest rate parity

Interest rate parity is a situation in which the returns on assets in different currencies are equal, provided there are no arbitrage opportunities..

Intermediate goods and services

Goods and services that firms buy from each other and use as inputs in the goods and services that they eventually sell to final users.

Internalizing an externality

Altering incentives so that people take account of the external effects of their actions.

International Monetary Fund (IMF)

An international organization with 146 members, including the United States. The main functions of the IMF are to lend funds to member nations to finance temporary balance of payments problems, to facilitate the expansion and balanced growth of international trade, and to promote international monetary cooperation among nations. The IMF also creates special drawing rights (SDR's), which provide member nations with a source of additional reserves. Member nations are required to subscribe to a Fund quota, paid mainly in their own currency. The IMF grew out of the Bretton Woods Conference of 1944.

Inverse relationship

An inverse relationship is a relationship between variables that move in opposite directions. As one variable increases, the other variable decreases. For a comparison, see direct relationship.

Investment

Investment is the purchase of new plant, equipment, and buildings and additions to inventories.

Investment demand

The relationship between investment and real interest rate, other influences on investment remaining the same.

Involuntary unemployment

Potential workers able and willing to work at the existing market wage rate, are unable to find jobs.

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J

J curve effect

The J Curve effect arising from the short run inelasticity of demand for imports and exports following a change in the exchange rate. When the dollar depreciates, domestic exporters become more competitive in foreign markets and will be hoping for a large increase in export volumes. However it will take time for this to occur if the foreign demand for US exports is inelastic.

On the import side - a falling dollar makes imports more expensive and should cause a contraction in demand for imports. If the demand for imports is inelastic, higher import costs will cause total spending on these goods and services to rise. Higher exports are unlikely to offset this in the short run and as a result, the balance of trade will worsen.

Job leavers

Job leavers are people who voluntarily quit their jobs.

Job losers

Job losers are people who are laid off, either permanently or temporarily, from their jobs.

Job rationing

Job rationing is the practice of paying employed people a wage that creates an excess supply of labor, a shortage of jobs, and increases the natural rate of unemployment.

Job search

Job search is the activity of people looking for acceptable vacant jobs.

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K

Keynesian activist

An economist who believes that fluctuations in aggregate demand combined with sticky wages (and/or sticky prices) are the main source of economic fluctuations.

Keynesian economics

An economic theory originated by the British economist John Maynard Keynes and his followers. Keynes maintained that governments should use the power of the budget to maintain economic growth and stability and overcome the recessionary cycles common in most western economies.

Keynesian theory of the business cycle

A theory that regards volatile expectations as the main source of economic fluctuations within the business cycle.

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L

Labor

Labor is the physical and mental talents of human beings which are used in the production process -- it is the human resource. It is one of the four classes of resources used in production. Payments to labor resources are known as wages.

Labor demand curve

Labor demand curve is a curve that shows the quantity of labor that firms plan to hire at each possible real wage rate.

Labor force

Labor force is the sum of the people who are employed and who are unemployed.

Labor force participation rate

Labor force participation rate is the percentage of the working-age population who are members of the labor force.

Labor productivity

Labor productivity is real GDP per hour of work. It is calculated by dividing real GDP by aggregate labor hours.

Labor supply curve

Labor supply curve is a curve that shows the quantity of labor that households plan to supply at each possible real wage rate.

Labor union

An organized group of workers whose purpose is to increase wages and to influence other job conditions.

Land

Land is all the gifts of nature that we use to produce goods and services. It is one of the four classes of resources used in production. Payments to land resources are known as rent.

Law of demand

The law of demand states that there is an inverse relationship between the price of a product and the quantity demanded of that product, ceteris paribus. As the price of a product rises, the quantity demanded of the product falls; as the price of a product falls, the quantity demanded of the product rises.

Law of diminishing returns

The law of diminishing returns is a law stating that as a quantity of one input increases with the quantitites of all other inputs remaining the same, output increases but by ever smaller increments.

Law of increasing (opportunity) cost

The law (or principle) of increasing opportunity cost asserts that as more of one product is produced, the cost of producing more of that product will generally increase, ceteris paribus. For example, the cost of removing the first 50% of air pollution may be relatively low and use simple technologies. Removing 50% of the remaining pollution (only 25% of the original amount) will require more costly techniques. Removing 50% of the now-remaining pollution (only 12.5% of the original amount) will probably be more costly still. In fact, total elimination of all air polution (the cost of the last 1%, for example) will virtually require that all economic activity cease -- a very costly activity.

Law of supply

The law of supply states that there is an direct relationship between the price of a product and the quantity supplied of that product, ceteris paribus. As the price of a product rises, the quantity demanded of the product also rises; as the price of a product falls, the quantity demanded of the product also rises.

Learning-by-doing

Learning-by-doing is the result that people become more productive in an activity (learn) just by repeatedly producing a particular good or service (doing).

Legal monopoly

A legal monopoly is a market structure in which there is one firm and entry is restricted by the granting of a public franchise, government license, patent, or copyright.

Legal tender

Paper dollars and coins mandated as acceptable means of payment by the government.

Leisure

All uses of time in which ones labor services are not exchanged for money. The uses of everyone's time can be divided between employment and leisure.

Liability

Something that you owe. The biggest liabilities for most consumers are loans, including mortgages, car loans, credit-card balances, and installment accounts at stores.

Limit pricing

The practice of charging a price below the monopoly profit-maximizing price and producing a quantity greater than that at which marginal revenue equals marginal cost so as to deter entry.

Limited liability

A condition in which owners are not personally held responsible for the debts of by a firm. Corporations are the main form of business in which owners have limited liability. The primary benefit of limited liability is that it makes it possible for a business to accumulate large amounts of productive resources that lets it take advantage of large scale production. Contrast to unlimited liability.

Linear relationship

A linear relationship is a relationship between two variables that is illustrated by a straight line.

Liquidity

The property of being instantly convertible into a means of payment with little loss in value.

Local public good

A public good that is consumed by all the people who live in a particular area.

Logrolling

The political process whereby votes are exchanged to gain support for legislation.

Long run

Long run is a period of time in which a firm can vary the quantities of all its inputs.

Long-run aggregate supply curve

The long-run aggregate supply curve is the relationship between the quantity of real GDP supplied and the price level in the long run when real GDP equals potential GDP.

Long-run average cost

Long-run average cost is the relationship between the family of lowest attainable short-run average total cost relationships and outputs when capital, labor, and all other resources are varied. The long-run average cost curve is an envelope curve of the various short-run average total cost curves.

Long-run cost

Long-run cost is the cost of production when a firm uses the economically efficient quantities of labor and capital.

Long-run industry supply curve

A long-run industry supply curve is a curve that shows how the quantity supplied by an industry varies as the market price varies, after all possible changes in plant size and the number of firms in the industry have been made.

Long-run macroeconomic equilibrium

Long-run macroeconomic equilibrium is a situation that occurs when real GDP equals potential GDP -- the economy is on its long-run aggregate supply curve.

Long-run Phillips curve

A curve that shows the relationship between inflation and unemployment when the actual inflation rate equals the expected inflation rate.

Lorenz curve

A curve that graphs the cumulative percentage of income or wealth against the cumulative percentage of families or population.

Lump-sum taxes

Lump-sum taxes are taxes that do not vary with real GDP.

Lump-sum tax multiplier

The lump-sum tax multiplier is the magnification effect of a change in lump-sum taxes on equilibrium expenditure and real GDP.

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